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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a Austin, Georgetown and Round Rock real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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Selling Your Home >The Season for Selling Houses

We hear a lot of talk about which months are the most lively ones for getting our listings sold. Many people think the ideal time to put a house on the market is when the azaleas are in bloom and the grass is the greenest. In many parts of the country, the "spring market" is thought of as the real estate industry's Christmas season.

There are important factors that strongly influence the sale of houses. Interest rates, the availability of local employment, tax rates, and the overall economic health of the community all play a large part in determining how quickly homes move and how well the sellers will do at the closing table. Your home may sell quickly during a month when the weather is gloomy but the interest rates are low. Waiting for spring flowers to bloom before planting your "For Sale" sign may improve your home's curb appeal, but may not have as much effect on the sale of your home as interest rates that go up as quickly as your tulips.

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Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Edward W. Lui, REALTOR®, real estate agent and broker for Austin, Georgetown and Round Rock, Texas home listings, property and land for sale - NUMBER1EXPERT

Edward W. Lui
Mars Hill Realty Group
125 Village Park Dr.
Georgetown, TX 78633
512-554-9594
Fax: 815-346-5180
edwardlui@NUMBER1EXPERT.com
I am a Certified Negotiation Expert that will leverage my expertise and real estate knowledge for my clients. Call me today if you want full-service representation when buying or selling your home! I work in the Greater Austin, Texas market which includes: Pflugerville, Cedar Park, Leander, Liberty Hill, Hutto, Round Rock and Georgetown.

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